Welcome to Capital Security Bank Limited

We thank you for your interest in Capital Security Bank (CSB). As the only fully-service private bank operating exclusively within the Cook Islands,
CSB provides a distinct level of service to clients seeking to enhance their investment plan.

Gerard Field - Chief Executive Officer

Gerard is the Chief Executive Officer of Capital Security Bank responsible for managing stakeholder relationships and the overall operations of the bank.

Gerard has over 25 years’ experience in banking, arranging finance domestically in New Zealand and globally in the international markets.

He had a 21 year career at HSBC, New Zealand Branch having held the position of Treasurer and Head of Global Markets and Financial Institutions. He was a member of the Executive Committee reporting to the CEO and responsible for Treasury Funding and Liquidity, Treasury Sales (Foreign Exchange and Interest products), Financial Institutions and Sub-Custodian business for the Branch. Prior to this position Gerard was Head of Debt Capital markets for HSBC originating wholesale bond issues for clients domestically and internationally, arranging syndicated loans and specialised funding. In this role he was instrumental in taking Auckland Council to the offshore markets for its first non – NZD issue, Fonterra Co-op to the Offshore Renminbi market as the first NZ issuer and the Government of New Zealand for a number of Inflation Linked Bonds. Prior to HSBC he worked at Bank of New Zealand, Investment Bank for four years primarily in syndicated loans.

Gerard’s last role was as a Senior Manager, Corporate Trustees at Public Trust, managing the team responsible for supervising Kiwisaver Schemes, Managed Investment Supervisors and Structured Finance trusts in New Zealand.

Gerard is married to Karen and has three adult children.

• Chartered Accountant – New Zealand
• Bachelor of Commerce – Auckland University
• Member of Institution of Finance Professionals New Zealand

John Evans - Chief Operating Officer

John is Chief Operating Officer of Capital Security Bank responsible for day to day operations of the Bank. 

John has specialised knowledge of the banking and finance industries having spent over 15 years within these sectors both domestically and internationally.

John’s career started in Christchurch working for ASB Bank as a Customer Service Officer developing his banking knowledge from the ground up for a three-year term. John broadened his finance background and experience through a Finance Broker role with Credit Express where he was responsible for debt consolidation, personal loans and vehicle financing. 

In 2008 John moved to the Cook Islands and joined the team at Westpac as a Branch Manager, a role he held for four years. During his time at Westpac, John was responsible for income and expense management, project management and managing 32 staff across two branches. He was also a member of the Westpac Cook Islands Leadership Team. 

John joined Capital Security Bank in 2012 as Operations Manager and progressed to his current role of Chief Operating Officer. He is responsible for the day to day operations of the bank including new client on-boarding, marketing, compliance, risk management and information technology. 

John is also a Director of the Cook Islands Financial Services Development Authority, appointed in 2013. 

• Member Cook Islands Bankers Association

Ian Haddow - Financial Controller

Ian has been Financial Controller of Capital Security Bank Limited since joining in April 2018.
Prior to joining Capital Security Bank Limited, Ian worked in the Financial Controller role with a variety of large scale companies across several industries, including Myland Partners Corp, Oyster Management Limited, Shore Mariner Limited and Rotaform Plastics Limited.
His core skills lie in accountancy, financial management and information systems. He is passionate about process improvement, cost efficiency and business expansion. Ian holds a Bachelor of Commerce (Accounting & Commercial Law) and a certificate in Business Communication from the University of Auckland. He has also attained Level 3 in Japanese - Language Proficiency.

• Bachelor of Commerce, Accounting and Commercial Law – University of Auckland (1991)
• Chartered Accountant with CA – Australia and New Zealand

Coral Erkkila - Compliance and Risk Manager

Coral is the Compliance Officer at Capital Security Bank. She is responsible for ensuring that CSB complies with the legal, regulatory and industry requirements for international banking. Coral also promulgates the policies for CSB’s internal compliance program and audits adherence to these policies.

Coral has a direct reporting responsibility to the Audit Committee, a committee of independent Directors of the Board.

Coral’s career in the Financial Services Industry started with State Insurance in Auckland, one of the largest general insurers in New Zealand.

In 2002 Coral continued her development and progression in the financial services industry with roles at AMP Financial Services, New Zealand Public Trust and then New Zealand Guardian Trust. These roles saw Coral writing wills and enduring powers of attorney, managing trusts & estates and looking after her client’s investment portfolio. During this time Coral trained for and gained a Practising Certificate in Financial Planning and became an Authorised Financial Adviser (AFA) in New Zealand.

Coral moved to the Cook Islands in 2015 to take up role as a Senior Trust Officer with Portcullis TrustNet before joining CSB in 2016. 

• Bachelor of Arts –  Auckland University (Majoring in Spanish)

Atinata Hosking - Banking Supervisor

Atinata is Banking Supervisor of Capital Security Bank and leads a team of Banking Officers in managing all client transactional, new account and online banking requests. 

Atinata is a Cook Islander who was raised and educated in New Zealand and moved to the Cook Islands in 2003 being employed by Southpac Trust who provide trustee administration and incorporation services.  

During her time at Southpac Trust Atinata worked in a number of administrative and customer service roles, including the establishment of Cook Islands entities such as Trusts and IBC’s this has given Atinata a firm understanding of international structures and the professional administration of these. 

In 2008 Atinata joined Capital Security Bank as a Banking Officer and was responsible for client interactions, as well as the processing of their day to day transactions.

During this time Atinata has developed an in-depth knowledge of transactional banking particularly cross boarder payments, SWIFT processing, transactional monitoring and AML standards at an international level.